Sunday, October 24, 2004

End of health insurance as we know it

The first thing you notice about the responses to the questions posed by The Kansas City Star and printed today is that Kris Kobach has a hard time answering a question, shall we say, succinctly.

The second thing we noticed was this hidden gem in his answer on health care:
I favor two fundamental changes in the health-care system. First, we must enact legislation allowing tax-free medical savings accounts to be made available to all Americans. This will help transform our system from a third-party-payer system to a first-party-payer system.

Do you know what the "third-party-payer system" is? Health insurance.

Apparently, Kris Kobach wants to end health insurance, or at least dramatically overhaul it so that you have to use your "medical savings account" -- i.e. a tax-free bank account -- to pay for services instead of insurance.

Of course, you have to save up in your account to be able to spend it. This poses a problem for people who can afford health insurance, but can't sock away tens or hundreds of thousands of dollars for retirement, let alone health costs.

What, you mean you don't have $100,000 for major surgery?

Well, maybe you should have taken "market forces" into account before you got sick, loser.